Legal Information

Last updated: 14 July 2026

This page contains the website terms of use, privacy notice, cookie information and legal details for Financial Modelling Consultants Limited.

Website terms of use

By accessing or using this website, you agree to these terms of use. Please do not use the website if you do not accept these terms.

Website content

The information provided on this website is intended for general information only. Although we take reasonable care to keep the content accurate and up to date, we do not guarantee that it will always be complete, accurate, current or suitable for a particular purpose.

We may update, remove or change website content at any time without notice.

No financial or professional advice

The content of this website, including articles, guides, examples and downloadable materials, does not constitute financial, investment, accounting, tax, legal or other professional advice.

You should not make financial, commercial or investment decisions based solely on information published on this website. Appropriate professional advice should be obtained in relation to your individual circumstances.

Any examples, projections, assumptions or financial models referred to on this website are illustrative unless expressly stated otherwise. Actual results may differ from estimates, forecasts and projections.

Services and engagements

Information about our services does not constitute a binding offer to provide those services.

Any work undertaken by Financial Modelling Consultants will be governed by a separate written proposal, engagement letter, contract or other agreed terms. Where there is any conflict between those terms and this website, the separately agreed terms will take precedence.

Website availability

We aim to keep the website available and operating properly, but we do not guarantee uninterrupted or error-free access.

We may suspend, restrict or withdraw any part of the website for maintenance, security, operational or other reasons.

We are not responsible for losses caused by circumstances outside our reasonable control, including interruptions to internet, hosting or telecommunications services.

Limitation of liability

Nothing in these terms excludes or limits liability where doing so would be unlawful, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation.

To the fullest extent permitted by law, we will not be liable for any loss or damage arising from:

reliance on general information published on this website;
an inability to access or use the website;
inaccuracies, omissions or outdated information;
viruses, malicious code or other technologically harmful material introduced by third parties;
the content or availability of third-party websites; or
indirect, consequential or economic loss, including loss of profit, revenue, business, opportunity, goodwill or data.

These limitations apply only to use of the public website. Liability relating to paid professional services will be governed by the terms agreed for those services.

Intellectual property

Unless otherwise stated, the content of this website is owned by or licensed to Financial Modelling Consultants Limited and is protected by copyright, trademark and other intellectual property laws.

This includes the website’s text, articles, graphics, branding, layout, design, downloads and other materials.

You may view, print or download extracts for your own personal or internal business use, provided that you:

do not modify the material;
do not remove copyright or ownership notices;
do not reproduce substantial parts of the website;
do not republish the material commercially; and
acknowledge Financial Modelling Consultants as the source where appropriate.

No content may be copied, republished, distributed, sold or commercially exploited without our prior written permission, except where permitted by law.

Acceptable use

You must not:

use the website unlawfully or fraudulently;
attempt to gain unauthorised access to the website, server or related systems;
introduce viruses, malware or other harmful material;
interfere with the operation or security of the website;
collect information from the website using automated systems in a way that places an unreasonable burden on it;
impersonate another person or misrepresent your identity; or
use contact details published on the website to send spam or unsolicited bulk communications.

Links to other websites

This website may include links to websites operated by third parties.

These links are provided for convenience and information only. We do not control or endorse third-party websites and are not responsible for their content, security, availability or privacy practices.

You should review the terms and privacy information of any third-party website you visit.

Links to this website

You may link to publicly accessible pages on this website, provided that the link is lawful, fair and does not damage our reputation or suggest an association, approval or endorsement where none exists.

We reserve the right to ask for a link to be removed.

Governing law

These website terms are governed by the laws of England and Wales.

The courts of England and Wales will have jurisdiction over disputes arising in connection with the website, subject to any mandatory consumer rights that apply.

Privacy notice

This privacy notice explains how Financial Modelling Consultants Limited collects, uses, stores and protects personal information.

For data-protection purposes, Financial Modelling Consultants Limited is the controller of personal information collected through this website and through enquiries about our services.

Information we may collect

Depending on how you interact with us, we may collect:

your name;
your job title and organisation;
your email address;
your telephone number;
your postal or business address;
information included in enquiries or correspondence;
information needed to prepare a proposal or provide services;
records of communications and meetings;
billing, payment and transaction information;
website usage information;
IP address, browser type, device information and approximate location;
cookie preferences;
marketing preferences; and
any other information you choose to provide.

Please avoid providing sensitive or confidential information through the general contact form unless it is necessary and appropriate to do so.

How we collect information

We may collect personal information:

when you complete a website form;
when you contact us by email, telephone or another method;
when you request information, a proposal or a consultation;
when you become a client or supplier;
when you subscribe to communications;
when you download materials;
through cookies and similar technologies;
from publicly available business sources; or
through professional introductions and referrals.

How we use personal information

We may use personal information to:

respond to enquiries;
arrange meetings and consultations;
assess requirements and prepare proposals;
enter into and administer client engagements;
provide financial-modelling and related consultancy services;
communicate about projects and services;
issue invoices and manage payments;
maintain business, tax and accounting records;
manage suppliers and professional advisers;
operate, secure and improve the website;
monitor website performance and usage;
prevent fraud, misuse and security incidents;
comply with legal and regulatory obligations;
establish, exercise or defend legal claims; and
send marketing communications where permitted.

We will not use personal information for purposes that are incompatible with those described above unless permitted or required by law.

Lawful bases for processing

We rely on one or more of the following lawful bases:

Contract

We process information where necessary to take steps at your request before entering into a contract or to perform a contract with you.

This may include responding to a request for services, preparing a proposal, delivering consultancy work and administering payments.

Legitimate interests

We may process information where necessary for our legitimate business interests, provided those interests are not overridden by your rights.

These interests may include:

responding to business enquiries;
managing client and supplier relationships;
improving our website and services;
maintaining business records;
protecting our systems and business;
preventing fraud; and
communicating with existing business contacts about relevant services.

Legal obligation

We may process information where necessary to comply with legal, taxation, accounting, regulatory or other obligations.

Consent

Where required, we rely on consent for activities such as certain marketing communications or the use of non-essential cookies.

You may withdraw your consent at any time. Withdrawal does not affect processing that took place before consent was withdrawn.

Marketing communications

We may send relevant business-to-business marketing communications where permitted by law and where we believe they may be of legitimate interest to the recipient.

Where consent is required, we will request it before sending marketing communications.

You may unsubscribe at any time by:

using the unsubscribe option included in a communication; or
emailing will@financial-modelling.com.

We will retain sufficient information to record and respect an unsubscribe request.

Sharing personal information

We may share personal information with trusted organisations that assist us in operating our business, including:

website hosting and maintenance providers;
email and communications providers;
cloud storage and software providers;
analytics and website-security providers;
accountants, insurers, solicitors and other professional advisers;
payment and banking providers;
contractors or consultants involved in delivering agreed services; and
public authorities, regulators, courts or law-enforcement bodies where required.

These organisations may act as processors or as independent controllers, depending on the circumstances.

We do not sell personal information.

Where a service provider processes information on our behalf, we expect it to use the information only for authorised purposes and to apply appropriate security measures.

International transfers

Some technology or service providers may process information outside the United Kingdom.

Where personal information is transferred internationally, we will take appropriate steps to protect it. These may include:

transferring information to a country recognised as providing an adequate level of protection;
using approved contractual safeguards; or
relying on another lawful transfer mechanism.

Further information about relevant safeguards may be requested using the contact details on this page.

How long we retain information

We keep personal information only for as long as reasonably necessary for the purpose for which it was collected and to meet legal, accounting and business requirements.

Typical retention periods may include:

general enquiries that do not become client engagements: normally up to two years after the last meaningful contact;
client and project records: normally for up to seven years after completion or termination of the engagement;
invoices, transaction records and accounting information: normally for at least six years after the relevant financial year;
supplier records: normally for up to seven years after the relationship ends;
marketing information: until consent is withdrawn, an objection is made or the information is no longer relevant;
cookie and analytics information: according to the duration of the relevant cookie or service; and
records relating to legal claims: for as long as reasonably necessary in light of applicable limitation periods.

We may retain information for longer where required by law, where a dispute exists or where it is necessary to establish, exercise or defend legal claims.

Data security

We use reasonable technical and organisational measures designed to protect personal information against loss, misuse, unauthorised access, alteration or disclosure.

However, no website, email service or internet transmission can be guaranteed to be completely secure. Information submitted electronically is provided at your own risk.

Your data-protection rights

Depending on the circumstances, you may have the right to:

be informed about how your personal information is used;
request access to your personal information;
request correction of inaccurate or incomplete information;
request deletion of your information;
request restriction of processing;
object to processing based on legitimate interests;
object to direct marketing;
request transfer of information in a portable format;
withdraw consent;
challenge certain decisions made solely by automated means; and
complain to the Information Commissioner’s Office.

These rights are subject to legal conditions and exemptions.

To exercise a right, email will@financial-modelling.com. We may ask for information needed to confirm your identity before responding.

We will normally respond within one month, although the law permits additional time in certain circumstances.

Automated decision-making

We do not currently use personal information collected through this website to make decisions that produce legal or similarly significant effects solely by automated means.

Children’s information

Our website and services are intended for business and professional users and are not directed at children.

We do not knowingly collect personal information from children through this website.

Complaints

Please contact us first if you have concerns about how your information has been handled. We will try to resolve the matter promptly.

You also have the right to complain to the UK data-protection regulator:

Information Commissioner’s Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF

Telephone: 0303 123 1113

Further information is available on the Information Commissioner’s Office website.

Cookies and similar technologies

Cookies are small files stored on a computer, telephone or other device when a website is visited. Similar technologies may include scripts, tags, pixels, local storage and device identifiers.

We may use the following categories of technology:

Strictly necessary cookies

These are required for the website to operate or to provide a feature requested by the visitor.

They may be used for security, network management, form operation or recording cookie preferences.

These technologies do not normally require consent, although information about them should still be provided.

Analytics cookies

Analytics technologies help us understand how visitors use the website, such as which pages are visited and whether errors occur.

Where legally required, these technologies will be used only after consent has been given.

Functional cookies

Functional cookies may remember preferences and provide enhanced website features.

Where these cookies are not strictly necessary, they will be used only with consent.

Marketing cookies

Marketing technologies may be used to measure campaigns, understand visitor interests or support advertising.

They will not be activated unless the visitor has provided the consent required by law.

Managing cookie choices

Where the website uses non-essential cookies or similar technologies, visitors should be given a clear opportunity to accept or reject them.

Cookie preferences can be changed through the website’s cookie settings where available. Cookies can also be deleted or blocked using browser settings, although doing so may affect some website features.

More detailed information about the cookies currently used, including their providers, purposes and durations, should be displayed through the website’s cookie-consent tool or cookie settings panel.

Contacting us

Questions about these terms, this privacy notice or the use of personal information should be sent to:

Financial Modelling Consultants Limited
Sanremo
13 Trinity Square
Llandudno
Wales
LL30 2RB

Email: will@financial-modelling.com

Changes to this page

We may update this legal information from time to time to reflect changes to the website, our services, technology or applicable law.

The date at the top of the page shows when it was last updated.